Canada’s Biggest Bank Reportedly Looking to Launch a Cryptocurrency Exchange

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The Royal Bank of Canada (RBC), the country’s biggest bank with over $900 billion in total assets, is reportedly looking to launch its own cryptocurrency exchange.

According to The Logic, four public patent applications the RBC filed reveal it’s looking to create a cryptocurrency trading platform, and could also let customers buy crypto in-store and online. Moreover, the patents show the bank is looking to let customers open bank accounts containing crypto.

The bank is said to already be using blockchain technology, with its CEO Dave McKay saying earlier this year it was looking to tokenize a variety of assets to register them on a blockchain. Some of its other uses for decentralized ledger technology include verifying client identities.

Offering cryptocurrencies to clients via its own crypto exchange would make it a pioneer in the country. One of the patents reads:

To individual users, managing cryptographic keys and transacting with different cryptographic assets can be a challenge. In some situations, cryptographic asset transactions may take time to be confirmed, and/or may not be compatible or supported by merchant systems or point-of-sale devices.

The patents were revealed at a time n which local exchanges are starting to get a bad reputation. Vancouver-based Einstein filed for bankruptcy owing over $12 million to customers earlier this year, while QuadrigaCX infamously got locked out of $190 million worth of client funds after its CEO passed away and no one was able to access its cold wallets.

The RBC’s patents suggest it can avoid these issues, while offering users easy access to cryptocurrencies like bitcoin, ether, and XRP. They also suggest clients may use Visa and Mastercard to by cryptocurrency, and then transfer it to an RBC account. Marc Kaufman, a Washington, D.C.-based partner at Rimon Law, was quoted as saying:

Just like a mutual fund makes stocks more accessible, this could make tokenized assets more accessible.

Other banks throughout the world have applied for these kinds of patents, as The Logic notes. One of them, JP Morgan, ended up launching its own cryptocurrency JPM Coin.

Featured image via Unsplash.

Google Collects US Patient Data in Secret, Another Call For Blockchain

Google secretly collects us patient data blockchain another call News

Google Collects US Patient Data in Secret, Another Call For Blockchain


New reports indicate that Google has been secretly collecting US patients’ data from over 2,600 hospitals in order to train its new AI project.


Codename ‘Project Nightingale’

A recent report published by The Wall Street Journal indicates that Google has been collecting medical data on millions of US citizens through something known as the ‘Project Nightingale.’ 

According to the report, the project had started in secret at some point in 2018, in collaboration with a St. Louis-based healthcare system known as Ascension. The system includes a chain of around 2,600 Catholic hospitals, all of which have handed over private medical information to Google’s new AI initiative.

Of course, the company had a reason behind collecting all of this data, and the reason was to create and test new software. The software is based on AI and machine learning technologies, and it should be able to help with analyzing patients’ records, confirming doctors’ diagnoses, and potentially even influencing patients’ treatments.

Furthermore, Google apparently did not break federal laws by collecting this data. Hospitals are allegedly allowed to share medical data with business partners if doing so helps them carry out their healthcare function. With Google’s goals in mind, it obviously does.

However, the issue with the entire event is that neither Google, nor the collaborating hospitals, did not see fit to inform patients or even their staff of the fact that they were collecting all of this data. This highlights the complete lack of control that individuals have over their own personal data, and how little is known about who can view, share and store it. 

Can Google and Other Firms Be Stopped?

The question of privacy in the modern day is one that is asked quite frequently. It has been a topic of countless discussions, debates, arguments, and speculation for years now, and thanks to modern technologies, there might finally be a solution.

Those familiar with the blockchain likely already know that this technology can be used for storing excessive amounts of information. The same technology is also praised for its privacy and security features, especially since it serves as an underlying tech for digital currencies. 

As such, many have speculated that blockchain could be used for storing patients’ data. Furthermore, patients could also share and monetize this data with whomever they wanted to, and even choose which parts of it would be visible.

A recent report on the future of blockchain technology in the global healthcare market, expects the industry to grow by $500 Million over the next 3 years. Medibloc, Medishares and Medicalchain are just a few examples of projects already using blockchain technology to allow patients to take back control of their own medical data. 

While this technology is still young and needs further development, it definitely sounds promising when it comes to stopping firms like Google from invading patients’ privacy.

What do you think about blockchain technology? Would you be willing to use it to stop Google and other IT giants from looking over your shoulder at all times? Join the discussion in the comments below.


Images via Shutterstock

Lolli Users Can Now ‘Stack Sats’ While Shopping on Alibaba

Lolli Users Can Now ‘Stack Sats’ While Shopping on Alibaba

Lolli, a bitcoin denominated rewards application, has partnered with e-commerce giant Alibaba to bring their customers the ability to earn a cashback in bitcoin on Alibaba’s singles day. As the most intensive yearly online shopping festival, singles day poses a huge potential for Lolli users to buy goods at a discount whilst earning up to 5 percent of their purchase back in Bitcoin, November 11, 2019.

Bitcoin and Commerce

Lolli’s tie up with Alibaba is a huge development for the cryptocurrency space as a whole. Alibaba’s founder, Jack Ma, earlier dismissed cryptocurrencies as a bubble while calling blockchain the real innovation.

Although Jack Ma has stepped down from his executive position at Alibaba, this is an indication that the world’s largest e-commerce retailing hub is open the concept of cryptocurrency – even if they’re not dealing with it themselves.

There will have been real encouragement on the adoption front once companies like Alibaba and Amazon allow for payment in crypto, perhaps through easy processors like BitPay. Earning a reward in crypto is great, but being able to spend it would induce more real world adoption.

Last year, Alibaba customers spent $31 billion on singles day. If this is to be repeated, and hypothetically every purchase is logged with Lolli at 5 percent sats back, it would result in $1.05 billion worth of rewards being disbursed on this one day alone.

Adoption is Gradual, Legitimacy is Here

With focus hinged on adoption and the various metrics that capture user growth, qualitative aspects are being ignored.

3 years ago, was it fathomable that firms like EY and J.P. Morgan would find value in public protocols like Ethereum? Would anyone have expected the Chinese government to, more or less, endorse Bitcoin?

Companies with major corporate clout and long-standing track records have accepted the value proposition of cryptocurrencies – whether directly or indirectly. With more companies jumping off the “blockchain, not Bitcoin” bandwagon and starting to understanding the incentive system that is conceived from having a censorship-resistant ledger with a native form of money, legitimacy of digital currencies is already here.

Sovereign entities looking to issue their own digital currencies is the icing on the cake. Although these entities want to hinder Bitcoin and are launching digital currencies to protect their own monopoly, by acknowledging the benefits of a digital currency, they concede that something like Bitcoin has utility.

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Universal Protocol Alliance to List Mega-Utility Token on Bitcoin.com Exchange

Universal Protocol Alliance to List Mega-Utility Token on Bitcoin.com Exchange

Universal Protocol Alliance to List Mega-Utility Token on Bitcoin.com Exchange

In addition to listing the Universal Protocol Alliance’s mega-utility token, Bitcoin.com Exchange will also list the group’s stablecoins, as well as support interoperability between the Ethereum protocol and the Simple Ledger protocol.

Also Read: Cred Merchant Solutions to Help Unbanked Business Sectors

Bitcoin.com Exchange to List Mega-Utility Token

It was announced today that Bitcoin.com Exchange will provide an initial exchange listing to support an interoperable mega-utility token backed by the Universal Protocol Alliance, the Universal Protocol Token (UPT). The new token is expected to be on listed Nov. 20, 2019, and will be available for trading by non-U.S. persons only.

In addition to listing UPT, the platform will also be listing Universal Protocol Stablecoins, including the Universal Dollar (UPUSD), Universal Euro (UPEUR), in addition to an ERC-20 version of bitcoin core, the Universal Bitcoin (UPBTC). The exchange will also support interoperability between the Ethereum protocol and the Simple Ledger protocol on Bitcoin Cash, as well as work to develop the Universal Yen (UPYEN).

Universal Protocol Alliance to List Mega-Utility Token on Bitcoin.com Exchange
Bitcoin.com Exchange

The Universal Protocol Alliance is a group of like-minded cryptocurrency companies and blockchain organizations that want to connect different digital assets in a single network. The alliance members include Bittrex, Brave, Certik, Omisego, Blockchain at Berkeley, Uphold, and Cred. Bitcoin.com Exchange now supports the alliance and its mission to provide blockchain interoperability, mainstream consumer safeguards, and practical applications for blockchain that reduce time, effort and cost for businesses and consumers as well as local governments.

“At Bitcoin.com Exchange we believe in tokens that tie communities and ecosystems together,” said David Shin, head of Bitcoin.com Exchange. “UPT is a perfect example of how an alliance of strong and active members can come together to create higher utility for its respective users. The very concrete and practical work the Alliance has done, the successful track record of its members, and the overarching mission of the Alliance aligns well with the key criteria we look for at the Bitcoin.com Exchange.”

Bitcoin.com Exchange was launched on Sep. 2, as an easy-to-use trading platform that offers world-class security and a powerful trading engine. The venue has a wide variety of trading pairs like litecoin (LTC), ripple (XRP), tron (TRX), zcash (ZEC) and denominated markets with base currencies such as tether (USDT), bitcoin cash (BCH), and bitcoin core (BTC). The platform employs institutional-grade encryption, two-factor authentication (2FA) and IP whitelisting, meant to keep users’ accounts secure at all times. If you haven’t signed up yet, the process takes less than a minute and you can start swapping digital assets immediately after you register.

The Universal Protocol Alliance Mission

Founded in 2018 to accelerate mainstream adoption of blockchain technology, the Universal Protocol Alliance is aiming to produce viable and pragmatic use cases that can benefit consumers, businesses, and governments globally. The group has identified that many users need innovative solutions to move digital assets seamlessly across different wallets, exchanges, and networks. In addition to the contributions made by alliance members, each member organization will integrate and incorporate UPT directly into their businesses, which will be announced soon by the group.

“The early days of the internet were very similar to the world of blockchain today, with many different technology platforms fragmented and incapable of communicating with each other,” said JP Thieriot, co-founder of the UP Alliance and Uphold. “We believe that the Universal Protocol Platform is a technology that has the potential to connect blockchain technologies – much like the breakthrough of the TCP and IP protocols that drove the internet towards mass adoption.”

Digital assets like bitcoin cash and ethereum operate on disparate networks that currently cannot communicate with each other. Collaboration in meaningful ways without costly workarounds remains difficult, resulting in critical inefficiencies. Universal Protocol Platform has a solution to solve this communication problem, one that will enable all existing cryptocurrencies to become available, and fungible, on one blockchain network: the introduction of Proxy Tokens.

Universal Protocol Alliance to List Mega-Utility Token on Bitcoin.com Exchange

Universal Protocol recently demonstrated a new service for vendors called Cred Merchant Solutions, which allowed elected California officials, along with members of the community, to purchase goods at a vendor with bitcoin cash (BCH). This mechanism permits merchants to settle transactions in the Universal Dollar in real-time, and transmits the tax remittance to the appropriate government authorities. Universal Protocol has declared its support for California Assembly bill AB 953, which would permit the California state government to accept tax remittances in stablecoins like the Universal Dollar. This is meant to resolve a significant tax-collection issue for governments, and paves the way for comprehensive adoption of digital assets across the state .

“We are thrilled to build technology that solves real problems for customers, merchants, and elected officials to help usher in the next 100 million users of blockchain,” said Dan Schatt, co-founder of the Universal Protocol Alliance and Cred. “Not only does blockchain technology result in significant cost reduction for consumers and merchants, but it also enables highly productive tax collection, transparency, and predictability for city and state governments.”

What do you think about the Universal Protocol Alliance listing the mega-utility token and stablecoins on Bitcoin.com Exchange? Share your thoughts in the comments section below.


Images courtesy of Shutterstock.


Verify and track bitcoin cash transactions on our BCH Block Explorer, the best of its kind anywhere in the world. Also, keep up with your holdings, BCH and other coins, on our market charts at Bitcoin.com Markets, another original and free service from Bitcoin.com.

Avi Mizrahi

Avi Mizrahi is an economist and entrepreneur who has been covering Bitcoin as a journalist since 2013. He has spoken about the promise of cryptocurrency and blockchain technology at numerous financial conferences around the world, from London to Hong-Kong.

暗网丝绸之路毒贩认罪 关于这个黑暗世界你了解多少?

当地时间上周四,据美国司法部透露,来自纽约南区的检察官宣布Hugh Brian Haney已经认罪。Haney被指控在2018年上半年进行了洗钱活动,共“清洗”了近2000万美元毒资。

大约八年之前,Haney曾经是一个名为Pharmville的毒品交易组织的高级成员,同时也是在该组织贩卖毒品的供应商之一。在2012年2月,Haney在丝绸之路的网站账户中共收到了4000多枚比特币,而这都是用于购买Haney提供的“药物”的非法所得。

2018年初,Haney试图以19147053美元的价格在一家加密货币交易所售出他账户中剩余的比特币时引发了交易所的警觉,该交易所在第一时间冻结了他的账户,并针对这比资金的来源进行了回溯调查。最终Haney在2019年7月因涉嫌使用比特币进行巨额洗钱被捕。美国检察官Geoffrey S. Berman证实称,Haney计划出售的价值超1900万美元的比特币,都是他通过丝绸之路网站向全球买家出售毒品的非法所得。

Haney在被捕后最初声称自己计划出售的比特币是挖矿所得,但是通过链上信息追溯过后,证实了这部分比特币来自于丝绸之路网站,而在被捕三个月后,Haney日前终于对参与洗钱以及非法交易等罪名表示认罪。据官方消息,Haney将在明年二月被正式判刑。

 

关于丝绸之路,你还应该知道这些


 

2011年11月,还是学生的Ross Ulbricht希建立了丝绸之路网站,据他自己透露,他建立网站的初衷是创造一个告别“中央集权”的经济社区,在这个平台上只能使用比特币进行交易,交易的过程被全程加密,买卖双方都不会了解对方的真实身份。

不过也正是因为这种“高度匿名”的特性,这个网站在建立后不久就成为了犯罪的温床。大量的违法交易在该网站上大行其道,“丝绸之路”也逐渐演变成了充斥毒品、儿童色情甚至买凶杀人的黑暗世界。

正因如此,Ross Ulbricht在创立该网站不足两年后就被警方逮捕,2013年10月Ulbricht被逮捕后,丝绸之路网站正式关闭,而Ulbricht也因为多项指控最终被判终身监禁。

据一位曾经为黑市客户提供文件资源和技术服务的暗网组织成员描述,以丝绸之路为代表的暗网交易市场其实是一个中心化的营销、交流、买卖、信用和和托管平台。用户忠诚度和市场份额主要通过市场自己调节,而不是通过一层层的经销商。

不过随着暗网交易被各国政府部分重视并且对其施以重拳监管,一些版主和运营者的账号接连被盗。此外,对于那些信息安全专家来说,扁平化的组织架构也使得潜入暗网市场变得轻而易举,很容易就能识别出某一平台运营团队或卖家团队的身份。而这都导致暗网市场迅速丧失了信任基础。这些都直接导致了暗网在短暂爆发后的迅速衰退。

 

丝绸之路虽已淡出历史舞台,但是其留下的巨额财富并没有


 

2018年8月底,一位名为“sick_silk”的网友在reddit上发文表示,一个与丝绸之路相关的钱包地址在短短三天时间里转移了价值10亿美元的数字货币资产。

这些资产此前曾被拆分到N个拥有100枚比特币的钱包地址之中,而最初的钱包地址拥有超11万枚比特币以及一定数量的BCH。而在2018年这次资产转移发生之前的上一次转账,需要追溯至2014年3月。

当时小葱在报道中整理出了原始钱包的拆分路径:

而这些资产的来源,都可以追溯到同一个地址之上:1933phfhK3ZgFQNLGSDXvqCn32k2buXY8a,而早在2013年10月的时候就曾有网友指出,该地址大概率是 “丝绸之路”钱包地址。

在对这比巨额财富做进一步追踪梳理后,名为“sick_silk”的网友指出,这些资金的所有者正在抛售这些资金或者与其他货币进行交换,这很可能是用来隐藏自己的行为。联想到已有数十万人人参与到了呼吁赦免Ross Ulbricht的情愿行动中来,网上也有声音猜测,这笔巨额财富很可能仍然归属于Ross Ulbricht。

到目前为止,这些比特币尚未出现集中转入加密货币交易所的情况,说明它们不会很快被抛售。但是大额合并的操作往往不是最终目的,它预示着持有者将进行大动作,或者把资金转移至更为安全的设备之中。

如此巨额的资金面前,必然还会有像文初提到的Haney尝试铤而走险的人出现,而这显然将成为长期悬在市场头上的巨大隐患。

 

一个“丝绸之路”倒下了,千千万万个“暗网”站了起来


 

在2013年监管机构关闭丝绸之路网站,并判处其创始人Ross Ulbricht终身监禁时,有人认为这种“极刑”会有效地组织模仿者出现。但是在丝绸之路网站提出的交易模式在社会阴暗角落极大的需求,以及与之相伴相生的巨大利益的驱动下,仍然有其他人继续铤而走险,让这个黑色产业链在丝绸之路关闭后得以延续。

据DarknetLive网站统计,尽管在过去几年时间里许多涉嫌提供暗网交易服务的网站被关停,但是到目前为止,在全球范围内仍然有数十个提供非法交易服务的平台正在运营。目前“新生代”的暗网在对抗监管以及受到监管影响后的恢复能力相比数年前都有了非常大幅度的提升,这个产业链,也许永远走不到阳光下,但是,也永远无法被彻底消灭。

 

越来越多的人开始呼吁赦免Ross Ulbricht


 

随着时间推移,越来越多的人开始为丝绸之路的创立者Ross Ulbricht“喊冤”。许多人代表Ulbricht发表声明,公开反对他因创建网站而被判重刑。截止发文,Ulbricht已经在监狱中度过了2233天。呼吁赦免Ulbricht的知名人士包括美国前助理住房部长Catherine Austin Fitts、演员Keanu Reeves、“比特耶稣”Roger Ver、作家Lew Rockwell、莱特币创始人李启威、亿万富翁Tim Draper以及政治评论家Tom Woods等。而Cato Institute、Downsizedc.org等组织也加入到了情愿中来。

到目前为止,名为FreeRoss的网站上已经有接近235000人在Ross Ulbricht的赦免请愿书上签名。

我们离真正的DAO,到底还有多远?

前言:


DAO是什么?

DAO是分布式自治组织的英文缩写,即“Decentralized Autonomous Organization”,有时候它也被称为DAC,即“Decentralized Autonomous Corporation”。

在区块链领域内,DAO在技术上主要是以智能合约的形式存在并运行,公开、透明、避免了人为的干扰和管理,是一个由代码控制的组织,不受任何机构或个人的控制,能够自动进化和发展,符合了“代码即法律”的区块链理想。

 

DAO带给人们的美好愿望和其艰辛的发展历程


 

从诞生起,DAO就是一个宏大的带有极其强烈自由平等色彩愿望的词语,颇似马克思主义理论体系描述的共产主义社会,“土地平旷,房屋俨然,有良田美池桑竹之属。阡陌交通,鸡犬相闻。其中往来种作,男女衣着,悉如外人。黄发垂髫,并怡然自乐。”摒弃了人性之恶,杜绝了霸道势力,按照贡献值获得报酬,人人安居乐业,个个自由平等。初次接触DAO,潜意识将其等同为网络世界的世外桃源。

把“能够无国界或中介地自由组织和协作,创建全球性,无官僚主义的组织,公司和社区”当做使命的 Aragon 项目创始人Luis Cuende说,

“特朗普的上台让我看到了他所代表的某种趋势,整个世界正在慢慢腐坏。我们的国家(美国)大选最终票选出这样一个人,我们无法真的实现民主化。当时我们看到了这个问题,如果没办法很好的组织人们去做出正确的决定,那么这个社会就无法运作。”


不过,观察顶着DAO旗帜的项目发展历程,却大都坎坷异常。2016年基于以太坊网络的基金性质的The DAO横空出世,在收获显赫的关注和资金之后,却由于智能合约代码漏洞,遭遇黑客的攻击,功亏一篑,从此后给DAO蒙上一层阴影。

7月,国内倡导打造有着自进化能力自治元网络的星云链,一直在努力探索,却在如何处理3500枚社区预留NAS的问题上,产生了严重分歧,导致了联合创始人王冠等核心创始团队成员的退出,让一直跟踪观察星云链发展轨迹的风青萍唏嘘不已。

11月,HPB芯链公众号及推特同步发布了名为《社区治理赋能HPB芯链》的公告,其创始人汪小明也发布了《关于芯链改制度的一些说明》,强调这是一次向DAO转变的动作。

这些项目为DAO的实践提供了丰富的案例分析,风青萍希望这些项目有着良好的突破和成就,其背后共同的地方是向DAO组织推进过程中所面临的困难,这充分说明DAO的发展历程并不平坦,充满艰辛。这迫使我们努力努力思考和探索,要建立DAO的实际意义和正确的发展路径。

如果我们用第一性原理的视角来看,比特币网络就是一个典型的DAO,以太坊网络也是一个典型的DAO,虽然有被旷工、代码开发团队、基金会等势力入侵或主宰,似乎正在偏离其原始初衷的风险,却仍不失为成功的案例。

每个典型意义上的公链项目或去中心化的智能合约和DAPP,都应该是DAO的形式存在,或者生态体系下植入嵌入DAO的基因,嵌入DAO的组织形态,结合DAO的发展进程,可以判断生态体系演化程度。如此看来,DAO践行者众多,应用极其广泛,研究和探索DAO的意义显得极为重大。

科技图片1

 

DAO成长所需的客观条件


 

DAO在现实实践中的失败,会提供一些反思和借鉴,是一个个鲜活的样本,从这些步履蹒跚的案例中,我们会寻找到大败局的根源,反之,在对比思考比特币11年的发展轨迹,或许我们也能获得一些成功的秘籍。

失败是存在短板的,成功是需要条件的。

比特币的网络自2019年推出,中本聪一直默默无闻的挖了一年多的比特币,其后,很长一段时间内仅在极客圈内小范围实验,在技术不成熟,网络不强大的初期,尤其是BTC没有引起人们价值投资或投机念头的时候,始终是低调的。这恰恰给比特币网络提供了安全的发展窗口,这一点是后来的很多币种都不具备的条件之一。后来者一旦发布白皮书,便不得不直面风险的挑战和邪恶的势力,包括诸多的觊觎者,试图在网络中有所斩获,甚至利用其不成熟的代码漏洞或机制,给项目发展带来严重阻力。

以太坊的发展也是如此。

按照周易的逻辑来思考,发展初期如同潜龙,需要勿用,只有在内部条件成熟之后,才能推出,面对世人的检验,如同见龙在田,利见大人。

从这个意义上说,比特币之后再无比特币,以太坊之后也再无以太坊,所有的后来者,都是对前者的致敬。

BTC代币的价值,是支撑比特币生态网络的支柱,比特币网络的通证经济体系的设计,是颇具公地精神的,而很多后来者,早在项目之初就将未来的资源和潜力大部瓜分殆尽,又哪里能找到长工持续为网络贡献,又哪里有足够的资源来解决发展中遇到的层出不断的难题。

比特币和以太坊在项目之初都存在一批极具企业家精神的人物,在项目稚嫩的发展初期,创造并引导了项目的前行,更多的是源于理想主义色彩的号召,而不是利益主义的诱惑。反观后来者,理想主义大都是旗帜,骨子里都是利益熏心的纯商业思维模式的控制。

DAO不需要上帝,不过,在发展初期,是需要有强势的俾斯麦来推进。风青萍认为,俾斯麦的存在和离开,其时机都需要结合网络的成熟程度。风青萍也从不反对亚当斯密的经济体系里,需要凯恩斯的作用的发挥,不过,其主次需要分明而坚定,亚当斯密需要起主导作用而已,第三只手不能成为常态。

比特股也是一个典型的DAO,但是一直由于缺乏做市商及其流动性,导致比特股网络始终缺少一种能够崛起的力量,这种力量应该来自内部。而MakerDAO的发展恰恰相反,有着强大的基金会的力量的推动,表现一直很精彩。

企业家精神

“大自然是一个不断自发熵增的过程。基本的人性总是趋向懒惰。水总是往低处流,要想水往高处,总要“做功”,付出能量和努力。企业家精神是反人性的,就像永动机,不需要激励,自然永动。”


所以,风青萍认为,如同神秘的中本聪一样,维塔利克.布特林的离开之日,就是以太坊真正强大之时,玉宇澄清,尘埃落定,我也很相信,这个年轻的天才有能力把握好这个恰当的时机,挥手自兹去,从此是路人。

近期的一些项目宣称的DAO的转型,事出突然,对社区和网络伤害较大,很容易让我们混淆,到底是为了扩大协作网络,加速生态成长,完成自组织架构的进化,还是资金捉襟见肘,变相裁员,优雅走人的托词。

反之,如果在代码鲁棒性不够强大,节点资源不够分布和普惠,开发者不够充裕和企业家精神,社区成员不够庞大,参与也不够主动积极,更重要的是,网络中价值符号TOKEN价格过于低廉,起不到对网络生态体系的激励作用,毫无疑问,在这种情况下创始人或核心团队成员的离开,绝不是负责任的行为,甚至可以说,是一种捎带沮丧消极的动作。

那么,我们可以判定DAO的成长需要的物理条件和抽象条件。

物理条件:

代码强大;代币价值具备实际激励意义;社区成员充裕且积极,足以托起共识的实践;开发者有着源动力的活跃性;节点数量足够布道去中心化意义上的信任感。

抽象条件:

一个科学客观公允且具备可持续发展能力的通证经济体系;

一个极具企业家精神的领头人和团队的推动;

一个恰当时机的网络无损离开行为。

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DAO在治理层面广泛的社会运用和潜力


DAO给人的第一感觉就是无政府主义,风青萍认为这是误解。用哈耶克的话说,“如果一个人不需要服从任何人,只服从法律,那么,他就是自由的。这样说无论如何都不过分,那就是,法律的目的不是废除和限制自由,而是保护和扩大自由”。DAO表象上是技术活动,本质上是组织活动,无非用技术的方式实现了组织的转型,从而带来治理模式的重大革新,底线是建立并遵守规则,也就是法律。“Linux 是计算机的操作系统,DAO 感觉更像是人类的操作系统”。

从商业体而言,是对公司制的逐步替代,从政府而言,是对集中式垂直管控的改善,从社会而言,是对割裂的局部管辖的推到重建。

DAO的应用范围,是无所不及的。

“因为 DAO 可以用来做治理,不论是治理一个国家、治理一个社区,治理一个商业实体,还是治理一个协议,等等。”


浙江省政府副秘书长陈广胜在浙江省公共政策研究院“区块链在社会治理中的应用与对策”公共政策沙龙上的发言说,

“十九届四中全会对推进国家治理体系和治理能力现代化作出顶层设计,强调把我国制度优势更好转化为国家治理效能。区块链的集成应用,对政府治理现代化无疑有着十分积极的意义。区块链有可能催生一场政府治理变革”。


风青萍认为,这是精彩的解读,小从一个村委会,大到国家的综合治理,都是需要把DAO作为课题来认真研究。从各方面信息反映,以区块链技术为切入点的DAO的元素已经即将融入治国辅政的范畴之内。

一个纯粹意义上的DAO,或许是庄子所言的无为而治下的太平盛世,如同一个仁义礼智信兼备的圣人之境,是罕见的,炼成的难度也是较大的。不过,对于DAO精神的理解,和不懈的追求,可以让我们在很多领域,实践DAO的治理模式,如同治病的药效,发挥一成药效,便引起一成的变化,建立一成的成效。适用程度不同,会产生不同与之相适应的功绩。DAO是一个宏大的美好愿望,唯一担心的是,我们对此怀疑和恐惧,没有行走在通向DAO的路上。

如同当下的诸多区块链领域的项目,公链、去中心化交易所、智能合约分布式存储、DEFI、跨越地界的稳定币等等。都在努力打造一个DAO系统,区别在于,鉴于开放程度不同,受项目个体差异,存在治理的范围、力度、进程有所区别。

甚至,针对饱受质疑的联盟链,风青萍认为,也是在进行一次扩大的开放战略,是在向DAO的演进在出发。

综上所述,DAO带给我们是一种全新的思维理念,第一个核心的关键词便是开放。未来的世界会更开放,模糊很多边缘地带,推到很多墙脚栅栏,让世界渐渐趋同。这是精彩的演变,会形成剧烈的冲击,全方位的改变我们的生活。不过在这个越来越开放的世界里,需要我们做一个有价值的人,对DAO有贡献能力的人,这是我们的生存之本,否则世界再美好,与你也没有啥关系,第二个核心的关键词便是价值。

或许,不久的将来,世外桃源一般的 Aragon遍地皆是,但是,当下的问题在于,你是选择做一个寻幽探奇的武陵太守,还是做一个心存向往,欣然规往的南阳刘子骥呢?

从NGC朱威宇和Dovey的激辩说起,聊聊Cosmos

近几日一直在学习Nervos这个项目,查阅了各种资料与文献。惊讶于1confirmation对Nervos的评价如此之高:“这是我们所见过的在以太坊之外建造 Layer 1 的最强团队 ”。

我甚至有点不敢相信这句话是出自1confirmation之口。1confirmation是Coinbase早期员工Nick Tomaino创立的一家Crypto Fund。也是我非常欣赏的一家币圈机构。他们的投资组合不多,但很精简,某种程度上可以说直击要害。

他们看好Polkadot和Cosmos,也都投了,但对Nervos“以太坊之外的layer1最强团队”的评价,即便是这两个天王级项目也瞬间失色了不少。当然也有可能是他们把Polkadot和Cosmos归类为Layer1之外了。

在我看来1confirmation已经是一家规模较大的基金了(主观认知),不过他们并不把自己定位为“大的资本“。Nick对此的看法是,“虽然这个市场上有不少大的资本在投资项目,但我们认为依旧需要一些小的资本来做事,1confirmation 不仅仅提供资本,还为这些早期项目提供各种各样的服务,只要创始人开口提出需要一些非技术的帮助。“

细想一下他们的规模的确不大,第二期基金融资了4500万美元,相比于Polychain10亿美元级别的规模,1confirmation真的算“小的资本”。但难得的是敢在采访中承认这个事。

又看到了Nirvada Capital合伙人Mable采访Nick的一篇文章,Mable有问到Commonwealth股权和Edgeware价值的问题。Nick回答说“我们投资是投的优质项目创始人,所以对于他们做的项目未来能捕获多少价值,我们也不太清楚。

真实的令人难以置信。这在币圈是可贵的品质,尤其是对一家机构来说。

如此一来也就说得通了,无论是对Nervos的超高评价,还是对自己的清晰定位,都是源自他们真实的品质。所以他们能保持最大程度的坦率,以及客观的自我认知。

不禁让我想起9月份IOSG的创始人Jocy在上海举办的无问西东会议,在其中一个Pannel中,NGC的朱威宇老师和Dovey姐的一场“激辩”。

朱威宇老师认为,项目本身可以自立自强,并开诚布公地与投资方保持沟通和交流最重要。这个行业不需要只会分散现有资源的“政治家”,而是需要一些真正创造价值、创造新事物的人。

而Dovey姐则对于“政治家”一词的定义则更加积极,她认为,“政治家”是更高维度上的企业家,成功的企业家需要具备外交官、投资者和政治家的综合品质。

关于创始人品质的这番激辩让整个Pannel着实增加了一丝火药味,但也让原本略显乏味的Pannel变得有趣起来。

关于项目方的创始人是否还需要具备政治家品质的讨论,就像PoW和PoS孰优孰劣的讨论一样,大家一直在讨论但双方都无法说服对方,最后只能互道一句XX。

一聊到项目方的政治领袖才能,大家往往会以Polkadot和Ethereum作为正面例子,同时拿Cosmos作为反面例子。

Cosmos整个团队的特质:低调、不张扬、谦逊、任务驱动(埋头做事)。与现有的区块链项目团队们相比,竟有些格格不入的感觉。连Multicoin的Kyle都承认了,如今加密货币项目的首要竞争是“进入市场”策略。谁能通过市场营销占领高地,那也就胜利了一半。如果一半太多,那至少1/3是有的。

在这个“营销之上“的加密时代中,Cosmos显得格格不入。

而就是这样的异类团队,却从当初一个估值1700万美元的项目成长到如今10亿美元的大市值项目,同时团队手里还持有将近1亿多美元的资金储备。当初参与私募的投资者收益也颇丰,对法币将近40倍的收益,对比特币也有5倍的收益。

9月份万向区块链周有幸和Cosmos的创始人Jae Kwon有一个小时的交流。和Jae聊了聊节点中心化、Interchain基金会资助奖励的透明度问题以及目前Cosmos在中国的现状。Jae倒是没有做什么辩解,很大方的承认了这些都是问题,并且陷入了思考。

1个月前真本聪采访过Cosmos团队的社区战略负责人Chjango Unchained,我们问她,“作为一个项目的创始人,你认为他需要具备像政治家一样的才能吗?大家对Jae Kwon 的印象还是太低调,默默专注于开发的工作。似乎大家都觉得一个项目的创始人具备政治家的才能,它成功的可能性更大。你觉得Cosmos 需要这样子吗?”

Chjango回答,真实性是她最看重的品德。

比如Jae 在公众的行为举止和他这个人真实的样子一样,那么她觉得他的性格就是没问题的。

“也许有很多加密货币的创始人想扮演政治领袖的角色,但是这并不是Cosmos 这个项目所聚焦的点。Cosmos如今每天做的工作,将使得未来的几代人可以从中受益,并在其基础上继续发展。使这种价值最优化一定是很长期的事情,我们坚信,可持续性的基本面价值不能作假和复制。

我们还问了Jae的助理雪梨,Jae是不是每天大多数的时间都在写代码,她说是的。

加密中国区的朋友也许都知道Cosmos这个项目,但如果问大家Cosmos创始人的名字,我保证大家都答不上来。其实Jae只是其中一位创始人,另外一人是Ethan。

不管怎么样,Jae Kwon就是这样的人:低调,理想主义,极客精神,专注于默默写代码。不仅是他自己,Cosmos整个团队都是这样的调性。1confirmation对这个团队有一个中肯的评价:”这是一个任务驱动型的团队”。在3-4年的开发当中,团队一直在拿产品证明自己,不玩虚的那套。

行文至此,我想我对政治领袖的话题已经有了自己的理解。

很多人认为区块链的去中心化是一种目的,但其实去中心化更多是一种手段,抗审查性才是区块链的意义所在。类比到项目创始人的政治领袖才能。如果你有,那么是锦上添花。如果没有,那也没有关系。毕竟,最终能拿出一个优质的产品,积累起对项目的强大共识,对整个区块链行业的发展和革新起到了关键作用。这些才是更重要的内容。

政治领袖的才能并不是一个区块链项目创始人必须具备的素质。

否则你根本无法解释为何Cosmos如今有10亿美元的估值。

虽然加密货币行业遍布荆棘,黑暗丛生。但幸好有1confirmation、Cosmos这样的机构和项目。因为他们贵在真实。

区块链行业不需要精致的利己主义者。

HTC Aiming to Release a Blockchain Phone With Binance DEX Support

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On Tuesday (November 12), Taiwanese smartphone manufacturer HTC announced that it is planning to release a special edition of its EXODUS “blockchain phone” (aka “cryptophone”) that will offer support for Binance DEX and its native coin BNB. 

A Brief History of HTC’s Experience With Building Crypto-Friendly Phones

On 15 May 2018, at the Consensus 2018 blockchain summit in New York City, Phil Chen, the “Decentralized Chief Officer” (DCO) for HTC announced the firm’s plan to create HTC Exodus, “the world’s first native blockchain phone.”

The first Exodus model to launch was the Exodus 1, which went on sale in Europe and the U.S. late last year. It initially cost 0.15 BTC (though later, it became possible to buy it for $699). HTC’s reason for calling this a “blockchain phone” was that it came with a built-in hardware wallet and a pre-installed Decentralized Apps (DApps) browser that was integrated with this hardware.

HTC says that its wallet app, Zion Vault, “uses the Trusted Execution Environment (TEE) to protect your private keys and sensitive data,” and that it supports storing, sending, and receiving organize over 100 types of cryptocurrencies.”

The HTC Exodus 1 is a dual-sim Android-powered phone with the following specs:

  • 6.0” Quad HD+ display with 18:9 aspect ratio
  • Qualcomm® Snapdragon™ 845 processor
  • 3500mAh battery
  • Android Oreo (i.e. Android version 8.x)
  • 128GB of storage and 6GB of RAM

What happened next is that HTC used its experience with the Exodus 1 and feedback from developers and the market to build a more budget-friendly device: the Exodus 1s. This is the device that HTC introduced on October 19 at the two-day Lightning Conference in Berlin. In fact, HTC started selling some of the first production units at this event, and was even accepting payments via Bitcoin’s Lightning Network. HTC said that Exodus 1s was the first mobile phone that supported running a Bitcoin full node (with the blockchain data to be stored on a 400GB microSD card that needs to be purchased separately).

HTC Announces EXODUS 1 Binance Edition

According to a report by Coindesk, HTC is planning to offer a new special edition version of HTC EXODUS 1 that will offer support for Binance DEX, Binance’s decentralized exchange, integrating “Binance Chain with the device’s native Zion Vault wallet app,” thereby enabling the phone’s owners to “directly access the Binance DEX using the phone.”

HTC’s DCO, Phil Chen, said via a press release:

We are partnering with the biggest and most liquid crypto exchange along with the trust minimized principle of empowering users to own their own keys and run their own full bitcoin node.

As for Binance CEO Changpeng Zhao (aka “CZ”), he had this to say:

The implications are profound and far-reaching. The most innovative smartphone makers are racing to adopt crypto. We are delighted to support and work with HTC EXODUS to make sure its users can access the Binance chain and DEX to help people access crypto and exchange anywhere.

The report says that EXODUS 1 Binance Edition will sell for $599 and that it will only be available to order via HTC’s website.

 

Featured Image Courtesy of HTC

Australian Man Arrested for Unregistered Crypto Transactions

What can I do to prevent this in the future?

If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware.

If you are at an office or shared network, you can ask the network administrator to run a scan across the network looking for misconfigured or infected devices.